John "JP" Picone

NMLS # 1629612


John "JP" Picone Chief Compliance Loan Officer
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John "JP" Picone

Chief Compliance Loan Officer

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About John "JP"

Chief Compliance Loan Officer

JP FIRST & The Home Loan Experts Team, assist current homeowners, Veterans and first-time home buyers (FTHB) in obtaining a low-closing cost, low-interest rate mortgage, with most time little to zero closing costs. Whether you are buying a new home, refinancing your current home . You can contact JP 7 days a week at -Office 844-JP FIRST or Text Cell until 10 pm, 561.275.0067 or e-mail 24/7 or

‍We work with credit scores as low as 500 for VA 580 FHA and 620 for all other loan products. USDA, NON-QM, No Income, Investor and Owner Occupied Loans, Self Employed Bank Statement Loans, Self-Employment Loans FHA, VA $0 down payment program, 1.5% 3.5 FHA 3% HomeReady 5%10% 15% down payment Conventional Loan programs, Jumbo Loans to 3 Million, 203 H & 203 K Rehab Loans, First Time Buyer Program w/ Down payment assistance, Get Mortgage Ready Program, Free Credit Report w/ Credit repair service starting a $99. If you get your mortgage somewhere else you will most likely pay more, require more paperwork and take longer to close. Contact us for a free loan estimate today.

About JP:

Originally from New Jersey. Settling in Florida in 1997, JP has worked in the financial industry for over 27 years, with clients from all walks of life. The majority of my experience comes from the auto industry with 15 years in sales, finance, insurance service & general management, He has also have been involved in commercial & residential mortgages, loan modifications, business loans and other aspects of banking for the past 12 years . He has received numerous financial accolades for exceeding sales goals and my meticulous attention to detail. JP has been married for almost 25 years and has 2 grown children.

Contact John "JP"

John "JP" Picone

Chief Compliance Loan Officer
NMLS# 1629612

84 NE Loop 410, 126
San Antonio, TX 78216
State Licenses: FL

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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